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| Banks & Reviews | APY | Rate | Min Balance for APY |
|---|---|---|---|
| PNC Bank, NA (Savings $25k) | 0.01% | 0.01% | $25,000 |
| Burke & Herbert Bank & Trust Company (MMA) | 0.01% | 0.01% | $100 |
| Fifth Third Bank (MMA) | 0.01% | 0.01% | $1 |
| PNC Bank, NA (Savings) | 0.01% | 0.01% | $1 |
| USAA Federal Savings Bank (Savings) | 0.01% | 0.01% | $25 |
| Amerant Bank (MMA) | 0.01% | 0.01% | $100 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $500 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $2,500 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $2,500 |
| Amerant Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Fifth Third Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| PNC Bank, NA (Savings $10k) | 0.01% | 0.01% | $10,000 |
| Burke & Herbert Bank & Trust Company (MMA $10k) | 0.01% | 0.01% | $10,000 |
| PNC Bank, NA (MMA $10k) | 0.02% | 0.02% | $10,000 |
| PNC Bank, NA (MMA) | 0.02% | 0.02% | $1 |
| First Federal Community Bank, NA (Savings) | 0.02% | 0.02% | $100 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| PNC Bank, NA (MMA $25k) | 0.02% | 0.02% | $25,000 |
| First Federal Community Bank, NA (Savings $10k) | 0.02% | 0.02% | $10,000 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $10,000 |
| First Federal Community Bank, NA (Savings $25k) | 0.02% | 0.02% | $25,000 |
| The Home Loan Savings Bank (MMA $25k) | 0.03% | 0.03% | $25,000 |
| Burke & Herbert Bank & Trust Company (MMA $25k) | 0.03% | 0.03% | $25,000 |
| First Federal Community Bank, NA (MMA) | 0.04% | 0.04% | $100 |
| Union Bank (Michigan) (Savings) | 0.05% | 0.05% | $50 |
| Farmers & Merchants Bank (Savings) | 0.05% | 0.05% | $25 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $50 |
| Amerant Bank (Savings) | 0.05% | 0.05% | $50 |
| Burke & Herbert Bank & Trust Company (Savings) | 0.05% | 0.05% | $50 |
| Pendleton Community Bank, Inc. (Savings) | 0.05% | 0.05% | $50 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| Burke & Herbert Bank & Trust Company (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Pendleton Community Bank, Inc. (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Burke & Herbert Bank & Trust Company (Savings $25k) | 0.05% | 0.05% | $25,000 |
| Pendleton Community Bank, Inc. (Savings $25k) | 0.05% | 0.05% | $25,000 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $2,500 |
| The Home Loan Savings Bank (Savings $25k) | 0.07% | 0.07% | $25,000 |
| The Home Loan Savings Bank (Savings $10k) | 0.07% | 0.07% | $10,000 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $50 |
| Schools First FCU (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Schools First FCU (Savings) | 0.10% | 0.10% | $5 |
| Bethpage Federal Credit Union (Savings) | 0.10% | 0.10% | $5 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $100 |
| Bethpage Federal Credit Union (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Farmers & Merchants Bank (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Schools First FCU (Savings $25k) | 0.10% | 0.10% | $25,000 |
| Bethpage Federal Credit Union (Savings $25k) | 0.10% | 0.10% | $25,000 |
| Farmers & Merchants Bank (Savings $25k) | 0.15% | 0.15% | $25,000 |
| Union Bank (Michigan) (Savings $10k) | 0.15% | 0.15% | $10,000 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $1 |
| Union Bank (Michigan) (Savings $25k) | 0.20% | 0.20% | $25,000 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| TAB Bank (MMA) | 0.25% | 0.25% | $25 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $250 |
| Presidential Bank, FSB (MMA) | 0.25% | 0.25% | $1,000 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $10,000 |
| Axos Bank (MMA) | 0.25% | 0.25% | $1,000 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| Axos Bank (MMA $10k) | 0.25% | 0.25% | $10,000 |
| First Horizon Bank (Savings $25k) | 0.30% | 0.30% | $25,000 |
| First Horizon Bank (Savings $10k) | 0.30% | 0.30% | $10,000 |
| First Horizon Bank (Savings) | 0.30% | 0.30% | $50 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $10,000 |
| Northpointe Bank (Savings $10k) | 0.35% | 0.34% | $10,000 |
| First Federal Community Bank, NA (MMA $10k) | 0.40% | 0.40% | $10,000 |
| Lone Star Bank (Savings) | 0.40% | 0.40% | $200 |
| GTE Financial Credit Union (MMA) | 0.40% | 0.40% | $1 |
| Union Bank (Michigan) (MMA $25k) | 0.45% | 0.45% | $25,000 |
| Union Bank (Michigan) (MMA $10k) | 0.45% | 0.45% | $10,000 |
| Union Bank (Michigan) (MMA) | 0.45% | 0.45% | $5,000 |
| Charles Schwab Bank (Savings) | 0.48% | 0.48% | $0 |
| First Horizon Bank (MMA $25k) | 0.50% | 0.50% | $25,000 |
| First Horizon Bank (MMA $10k) | 0.50% | 0.50% | $10,000 |
| First Horizon Bank (MMA) | 0.50% | 0.50% | $50 |
| Boeing Employees Credit Union (Savings) | 0.50% | 0.50% | $1 |
| Presidential Bank, FSB (Savings) | 0.50% | 0.50% | $500 |
| First Federal Community Bank, NA (MMA $25k) | 0.60% | 0.60% | $25,000 |
| Axos Bank (Savings) | 0.61% | 0.61% | $250 |
| GTE Financial Credit Union (MMA $10k) | 0.65% | 0.65% | $10,000 |
| Schools First FCU (MMA) | 0.75% | 0.75% | $2,000 |
| FinWise Bank (MMA) | 0.75% | 0.75% | $1,000 |
| FinWise Bank (Savings) | 0.75% | 0.75% | $500 |
| GTE Financial Credit Union (Savings) | 0.75% | 0.75% | $100 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $25 |
| Amalgamated Bank (Savings) | 0.81% | 0.81% | $0 |
| Amalgamated Bank (MMA) | 1.00% | 1.00% | $100 |
| Schools First FCU (MMA $10k) | 1.00% | 0.99% | $10,000 |
| Bethpage Federal Credit Union (MMA) | 1.00% | 1.00% | $500 |
| Bethpage Federal Credit Union (MMA $10k) | 1.00% | 1.00% | $10,000 |
| Schools First FCU (MMA $25k) | 1.00% | 0.99% | $25,000 |
| Bethpage Federal Credit Union (MMA $25k) | 1.00% | 1.00% | $25,000 |
| Vio Bank (Savings) | 1.10% | 1.09% | $100 |
| Amalgamated Bank (Savings $25k) | 1.26% | 1.25% | $25,000 |
| Amalgamated Bank (Savings $10k) | 1.26% | 1.25% | $10,000 |
| Banesco USA (Savings) | 1.35% | 1.34% | $300 |
| Bank5 Connect (Savings) | 1.50% | 1.49% | $100 |
| America First FCU (MMA) | 1.50% | 1.49% | $1 |
| BankPurely, a division of Flushing Bank (Savings) | 1.50% | 1.49% | $100 |
| FinWise Bank (MMA $10k) | 1.51% | 1.50% | $10,000 |
| CIT Bank, N.A (MMA) | 1.55% | 1.54% | $100 |
| America First FCU (MMA $10k) | 1.70% | 1.69% | $10,000 |
| Boeing Employees Credit Union (MMA $10k) | 2.02% | 2.00% | $10,000 |
| Boeing Employees Credit Union (MMA) | 2.02% | 2.00% | $1 |
| Synchrony Bank (MMA) | 2.25% | 2.22% | $1 |
| Varo Bank (Savings) | 3.00% | 2.96% | $1 |
| Northpointe Bank (Savings $25k) | 3.25% | 3.20% | $25,000 |
| Northpointe Bank (MMA $25k) | 3.25% | 3.20% | $25,000 |
| Pendleton Community Bank, Inc. (MMA $25k) | 3.30% | 3.25% | $25,000 |
| First Internet Bank of Indiana (MMA) | 3.77% | 3.70% | $100 |
| Discover Bank (MMA) | 4.00% | 3.92% | $0 |
| Discover Bank (MMA) | 4.00% | 3.92% | $2,500 |
| Discover Bank (Savings) | 4.25% | 4.16% | $0 |
| Capital One (Savings) | 4.25% | 4.25% | $0 |
| Ally Bank (MMA) | 4.25% | 4.16% | $0 |
| Ally Bank (Savings) | 4.25% | 4.16% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.25% | 4.16% | $0 |
| Quorum Federal Credit Union (Savings) | 4.25% | 4.17% | $1 |
| EverBank (MMA) | 4.30% | 4.21% | $0 |
| Live Oak Bank (Savings) | 4.40% | 4.31% | $0 |
| Quontic Bank (Savings) | 4.50% | 4.40% | $100 |
| Citizens Access (Savings) | 4.50% | 4.40% | $1 |
| Sallie Mae Bank (Savings) | 4.50% | 4.40% | $0 |
| Sallie Mae (MMA) | 4.65% | 4.54% | $0 |
| Synchrony Bank (Savings) | 4.75% | 4.64% | $1 |
| Valley Direct (Savings) | 4.75% | 4.64% | $1 |
| FNBO Direct (Savings) | 4.75% | 4.65% | $1 |
| Northern Bank Direct, a div of Northern Bank & Trust Company (MMA) | 4.95% | 4.84% | $5,000 |
| VirtualBank, a division of First Horizon Bank (MMA) | 5.00% | 4.89% | $100 |
| Rising Bank (Savings) | 5.00% | 4.89% | $1,000 |
| Quontic Bank (MMA) | 5.00% | 4.88% | $100 |
| CIBC Bank USA (Savings) | 5.01% | 4.89% | $1,000 |
| Salem Five Direct (Savings) | 5.01% | 4.89% | $10 |
| BankPurely, a division of Flushing Bank (MMA) | 5.05% | 4.93% | $25,000 |
| Primis Bank (Savings) | 5.07% | 4.95% | $1 |
| Western State Bank (MMA) | 5.15% | 5.02% | $5,000 |
| Bread Savings (Savings) | 5.15% | 5.02% | $100 |
| Popular Direct (Savings) | 5.15% | 5.02% | $100 |
| EverBank (Savings) | 5.15% | 5.02% | $0 |
| UFB Direct (Savings) | 5.25% | 5.12% | $0 |
| Amalgamated Bank (MMA $10k) | 5.25% | 5.25% | $10,000 |
| Banesco USA (MMA $10k) | 5.25% | 5.12% | $10,000 |
| Banesco USA (MMA) | 5.25% | 5.12% | $2,500 |
| CFG Community Bank (MMA) | 5.25% | 5.12% | $1,000 |
| UFB Direct (MMA) | 5.25% | 5.12% | $1 |
| TAB Bank (Savings) | 5.27% | 5.14% | $0 |
| Vio Bank (MMA) | 5.30% | 5.16% | $100 |
| BrioDirect (Savings) | 5.35% | 5.21% | $5,000 |
| MyBankingDirect (Savings) | 5.55% | 5.40% | $500 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
